The National Credit Union Administration (NCUA) has issued two prohibition orders in June 2025. These orders permanently prevent the individuals involved from participating in any federally insured depository institution.
Christian Wright, a former employee of Mid American Credit Union in Wichita, Kansas, received a notice of prohibition following his conviction and sentencing for theft over $100,000 by the District Court for Johnson County. This offense was in violation of K.S.A. § 21-5801.
Kevin Spratt, formerly with Police & Fire Federal Credit Union in Philadelphia, Pennsylvania, agreed to a consent-based prohibition order. He accepted the terms to resolve the NCUA Board’s claim against him.
The NCUA issues administrative orders under Section 206 of the Federal Credit Union Act when it finds violations of laws or regulations by credit unions or their affiliates. The common types of orders include an Order to Cease and Desist, an Order of Prohibition, and an Order Assessing Civil Money Penalties.
These enforcement orders are accessible on the NCUA’s Administrative Orders webpage and can be searched by name, institution, city, state, and year. Copies can also be requested by mail from the NCUA’s office in Alexandria, Virginia.
The NCUA is responsible for regulating federal credit unions and managing the National Credit Union Share Insurance Fund. It ensures consumer protection and promotes financial literacy among account holders across federal and state-chartered credit unions.
