The National Credit Union Administration (NCUA) has issued prohibition orders against three former credit union employees, permanently barring them from participating in the affairs of any federally insured depository institution. The prohibitions were announced in December 2025.
Rita Hartman, a former employee of Muddy River Credit Union in Atchison, Kansas; Teresa Margiotta, formerly with Peak Credit Union in Lacey, Washington; and Evelyn Bittar, previously employed by Transfiguration Parish Federal Credit Union in Brooklyn, New York, each “agreed and consented to the issuance of a prohibition order and agreed to comply with all its terms to settle and resolve the NCUA Board’s claims against her.”
An Order of Prohibition prevents an individual from ever working for a federally insured depository institution. According to the NCUA, such orders are part of its enforcement actions under Section 206 of the Federal Credit Union Act. The agency may issue administrative orders when it finds that a credit union or affiliated persons have violated laws or regulations, breached fiduciary duties, or engaged in unsafe practices.
The most common types of enforcement actions by the NCUA include Orders to Cease and Desist—requiring action or restitution—Orders of Prohibition, and Orders Assessing Civil Money Penalties.
Information about these enforcement actions is available on the NCUA’s Administrative Orders webpage. The public can search for orders by name, institution, city, state, and year. The website also links to federal enforcement actions by other banking agencies.
The NCUA was established by Congress to regulate and supervise federal credit unions. It manages the Share Insurance Fund which insures deposits for more than 145 million account holders at federal credit unions as well as most state-chartered credit unions.
For further information or copies of enforcement orders, individuals can visit the NCUA website or request documents by mail from their Alexandria office.
