The Federal Deposit Insurance Corporation (FDIC) has released its latest list of state nonmember banks evaluated for compliance with the Community Reinvestment Act (CRA). The evaluations reflect ratings assigned to these institutions in November 2025.
The CRA, enacted in 1977, requires the FDIC to review how well banks are meeting the credit needs of their entire communities, including low- and moderate-income neighborhoods. This process must align with principles of safe and sound banking operations. Public disclosure of each bank’s evaluation and rating became mandatory following the Financial Institutions Reform, Recovery, and Enforcement Act of 1989.
According to the FDIC, “You may obtain a consolidated list of all state nonmember banks whose evaluations have been made publicly available since July 1, 1990, including the rating for each bank, or obtain a hard copy from FDIC’s Public Information Center, 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200).”
The agency also stated: “A copy of an individual bank’s CRA evaluation is available directly from the bank, which is required by law to make the material available upon request, or from the FDIC’s Public Information Center.”
Since July 1, 1990, members of the public have had access to a comprehensive list showing all state nonmember banks’ CRA ratings.
