The Federal Deposit Insurance Corporation (FDIC) has released its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The evaluations, conducted in March 2025, are part of the FDIC’s ongoing efforts to ensure that banks meet the credit needs of their communities.
The CRA, established in 1977, mandates that the FDIC assess how well banks serve their entire community, including low- and moderate-income neighborhoods. This assessment must align with safe and sound banking operations. As per the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Congress requires public disclosure of these evaluations and ratings for each bank examined under the CRA from July 1, 1990, onwards.
Interested parties can access a consolidated list of all state nonmember banks whose evaluations have been made public since July 1, 1990. This includes ratings for each bank. A hard copy is available through the FDIC’s Public Information Center at 3501 Fairfax Drive, Room E-1002, Arlington, VA.
Additionally, individual banks must provide copies of their CRA evaluations upon request as required by law. These documents are also obtainable from the FDIC’s Public Information Center.
