The Federal Deposit Insurance Corporation (FDIC) has released its latest list of state nonmember banks that were recently evaluated for compliance with the Community Reinvestment Act (CRA). The evaluations, which took place in December 2025, assess how well these institutions meet the credit needs of their communities, including those in low- and moderate-income neighborhoods.
The CRA, enacted in 1977, requires federal regulators to review banks’ efforts to serve all segments of their local communities while maintaining safe and sound banking practices. Under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Congress mandated that evaluation results be made public for each bank or thrift examined after July 1, 1990.
According to the FDIC: “You may obtain a consolidated list of all state nonmember banks whose evaluations have been made publicly available since July 1, 1990, including the rating for each bank, or obtain a hard copy from FDIC’s Public Information Center, 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200).”
Additionally: “A copy of an individual bank’s CRA evaluation is available directly from the bank, which is required by law to make the material available upon request, or from the FDIC’s Public Information Center.”
