The Federal Deposit Insurance Corporation (FDIC) has released its latest list of state nonmember banks evaluated for compliance with the Community Reinvestment Act (CRA). This recent release includes evaluation ratings assigned to institutions in February 2025.
The CRA, enacted in 1977, mandates that the FDIC assess how well banks meet the credit needs of their communities, including low- and moderate-income neighborhoods, while maintaining safe and sound operations. As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Congress required public disclosure of an evaluation and rating for each bank or thrift undergoing a CRA examination after July 1, 1990.
For those interested in obtaining more information, a consolidated list of all state nonmember banks whose evaluations have been made publicly available since July 1, 1990, is accessible. This includes the rating for each bank. Additionally, hard copies can be requested from the FDIC’s Public Information Center located at 3501 Fairfax Drive, Room E-1002, Arlington, VA.
Individual bank CRA evaluations are also available directly from the respective banks or through the FDIC’s Public Information Center upon request.
