The Federal Deposit Insurance Corporation (FDIC) has released its latest list of state nonmember banks that have recently been assessed for compliance with the Community Reinvestment Act (CRA). The evaluations cover ratings assigned by the FDIC to institutions in January 2025.
The CRA, established in 1977, mandates that the FDIC evaluate how well banks address the credit needs of their entire community, especially the low- and moderate-income neighborhoods, while maintaining safe and sound operations. As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), it became a requirement for banks to publicly disclose a rating following a CRA examination conducted on or after July 1, 1990.
For those interested, a consolidated list of state nonmember banks evaluated since July 1, 1990, along with their ratings, is available. This list, or an individual bank’s CRA evaluation, can also be obtained in hard copy from the FDIC’s Public Information Center located at 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226. The contact numbers are 877-275-3342 or 703-562-2200. Additionally, individual bank evaluations can be requested directly from the bank itself.
