The Federal Deposit Insurance Corporation (FDIC) Board of Directors has approved a final rule that updates the requirements for how banks display the FDIC official digital sign and non-deposit signage. The new rule is designed to make it easier for banks to comply with these regulations, especially on digital platforms such as bank websites, mobile applications, ATMs, and similar devices.
According to the FDIC, the revised rule focuses on simplifying where and how signs must be displayed. It requires that both the FDIC official digital sign and non-deposit signage appear only on screens or pages where they are most relevant for consumers. Additionally, banks will have more flexibility in designing the FDIC official digital sign.
These changes modify earlier requirements set by a 2023 final rule that introduced the FDIC official digital sign and mandated signage for ATMs and digital banking channels. The updated regulation aims to reduce complexity while maintaining clear communication with consumers about deposit insurance coverage.
The final rule will take effect 30 days after its publication in the Federal Register. Banks must comply with the new requirements by April 1, 2027.
